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| A new type of electronic device protection is now available at an affordable cost through J. Priest Insurance of Windham. It covers laptops, smart phones, gaming systems, smart televisions, Roombas, tablets, routers, computers and more and goes beyond the standard electronics warranty for damage, loss or theft. COURTESY PHOTO |
Three types of protection are available including Total Device Protection for both mobile and home devices and adds coverage for loss and theft of eligible home devices; Mobile Device Protection covering up to four mobile phones in your household with phones covered for accidental damage, mechanical/electrical malfunctions, screen breakage and loss/theft; and Home Device Protection for most smart home devices covering accidental damage, mechanical/electrical malfunctions and screen breakage.
“The cost for this protection is very reasonable,” said Jonathan Priest of J. Priest Insurance. “It provides complete smart device protection for everything from tablets to Roombas to up to four smart phones for $35 a month. It even covers comprehensive screen replacements or lightning strikes, all for a small deductible and much more cost effective than through your homeowner’s policy. There’s a lot of upside to this and not a lot of downside.”
Located at 57 Tandberg Trail R2, across the parking lot from Rustler's Steakhouse in the former Spectrum location, J. Priest Insurance provides all insurance services except health insurance.
“We offer auto, home, umbrella, life (individual and group), business, pet, disability, final expense, professional liability, financial planning, retirement planning and estate and wealth management insurance,” Priest said. “What sets me apart is my desire to educate clients and potential clients about the coverages afforded by their policies and how not all policies are the same. I'd rather be up-front about having a more expensive policy and tell someone they have a great policy and a competitive rate with their current company than try to hard-sell them on my product. Folks really appreciate that.”
He says Farmers, where he places most of his customers, is extremely competitive for people with multiple cars, accident-free records and few violations.
“The auto policies I can offer through Farmers are very comprehensive and can include pet coverage if they're injured in an accident; coverage for bikes and bike racks; skis and ski racks; electronic key replacement and more,” Priest said. “The home policies can offer ‘comprehensive; loss coverage, protecting against almost all types of losses except Flood, Earth Movement or things that happen over a longer period of time, like rotting or insect infestation.”
Priest started with MetLife Auto & Home in March 2018, and it was acquired by Farmers in 2021. He was previously a licensed sales and service "producer" with State Farm for about eight years, and then with Allstate for almost four years before being offered the MetLife agency opportunity.
“I was working as the Head Teller in a Key Bank when I was asked to come apply for a position at a State Farm agency,” he said. “My first day on the job, I was the only one in the office and my agent forgot to tell me about the alarm. I looked out the window and there were several police cars in the parking lot with their blue lights on. From the squad car speakers I heard, ‘Do you have keys to that office?’ I held them up to show them, and they drove away. The rest is history.”
For Priest, educating his clients is why he’s in business.
“It’s why my logo has a lighthouse, which is a symbol of enlightenment,” he said. “If someone doesn't have all the information they need to choose the right insurance coverage, they are being done a disservice. This could lead to a claim not being covered, and no one wants that.”
To learn more about electronic device protection or other insurance options through J. Priest Insurance, call or text 207-893-8184 or visit www.jonathanpriest.com. Find them on Facebook under J Priest Insurance Inc. <
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